Delaware Department of Insurance
The Delaware Department of Insurance is responsible for regulating all different kinds of insurance marketed in the state of Delaware - as well as health insurance policies.
If you're searching for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Delaware. Go right listed below to know in the event your insurance company or agent is licensed to carry out business in Delaware.
If you're having difficulty resolving a claims dispute along with your insurer, you are able to file a criticism while using Department of Insurance. They have a web consumer criticism kind right listed below.
Delaware Department of Insurance
841 Silver Lake Blvd.
Dover, DE 19904
Phone : 800. 282. 8611 or 302. 674. 7310
Email : consumer@deins.state.de.us
U. S. Department of Labor
If you have your insurance to perform your position, your plan is likewise regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the regulations your employer should adhere to when giving health insurance coverage to workers - for instance, your employer can't one out a personal employee to exclude her due to plan as a result of she (or one in every of her dependents) has a costly illness. Also, in case there may be 20 or maybe more workers at the position, you ought to be offered COBRA continuation coverage if you leave your position. The EBSA works to be sure that all this happens and also your rights are at ease.
If you will have worries concerning your employer's practices in administering your job-based health coverage - for instance, if you feel you must are offered COBRA continuation coverage, however were not, or if you think in which you had been wrongly terminated from health status plan - make contact with your regional EBSA office.
U. S. Department of Labor Employee Benefits Security Administration
Philadelphia Regional Office
Curtis Center
170 S Independence Mall West, Suite 870 West
Philadelphia, PA 19106-3317
Mabel Capolongo - Director
Phone : 215. 861. 5300
Fax : 215. 861. 5347
Buying Individual Policies in Delaware
Unfortunately, Delaware law enables insurers giving individual policies to reject applicants for acquiring preexisting medical conditions. However, all "HIPAA-eligible" people are guaranteed the proper to purchase a personal policy regardless of these health standing. "HIPAA eligible" people are anyone who has still remaining cluster health coverage AND absolutely exhausted all COBRA or state continuation coverage for which they're eligible.
Delaware Healthy Children - the state Children's Health Insurance Program
Delaware Healthy Children gives health insurance coverage for youngsters beneath age 19 whose family meets sure income guidelines.
Delaware Healthy Children
The Division of Social Services
The Lewis Building
1901 N. Du Pont Hwy.
P. O. Box 906
New Castle, DE 19720
Phone : 800. 372. 2022 or 302. 255. 9500
Email : dhssinfo@state.de.us
ELDERInfo
The Delaware ELDERInfo Program gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, as well as the new Part D prescription drug profit, or Medigap coverage.
ELDERInfo
Phone : 800. 336. 9500
Delaware Medicaid
Medicaid is really a government plan created to assist the poor and indigent acquire health care solutions. Pregnant ladies and youngsters beneath age 19 who meet sure income requirements could be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For a lot of data about eligibility, make contact with the Delaware Division of Social Services office.
Delaware Division of Social Services
The Lewis Building
1901 N. Du Pont Hwy.
P. O. Box 906
New Castle, DE 19720
Phone : 800. 372. 2022 or 302. 255. 9500
Email : dhssinfo@state.de.us