Georgia Health Insurance Information

Georgia Department of Insurance

The Georgia Department of Insurance is responsible for regulating all different kinds of insurance marketed in the Georgia - together with health insurance policies. 

If you're searching for health insurance coverage, they have got lists of insurance agents and insurance corporations licensed to carry out business in Georgia. Go right listed below to see should your insurance company is licensed to carry out business in Georgia. You also can look at for licensed agents right listed below. 

If you're having problems resolving a claims dispute together with your insurer, you are able to file a criticism using the Department of Insurance. They have an internet consumer criticism interface right listed below. 

Georgia Department of Insurance

Two Martin Luther King, Jr. Drive 

West Tower, Suite 704 

Atlanta, Georgia 30334 

Phone : 404. 656. 2070 OR 800. 656. 2298 

Fax : 404. 657. 8542 

http://www.gainsurance.org/home.aspx

U. S. Department of Labor

If you will get your insurance to perform your work, your plan is additionally regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the regulations that the employer should comply with when providing health insurance coverage to staff - for instance, your employer can't one out a personal employee to exclude her due to plan as a result of she (or one amongst her dependents) has a costly illness. Also, in the event there may be 20 or maybe more staff in your work, you need to be offered COBRA continuation coverage if you leave your work. The EBSA works to be sure that every one of this happens and also your rights are secure. 

If you might have worries about the employer's practices in administering your job-based health coverage - for instance, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or you believe that you had been wrongly terminated from your lifes health plan - call your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Atlanta Regional Office (Northern Georgia) 

61 Forsyth Street, SW, Suite 7B54 

Atlanta, GA 30303 

Howard Marsh - Director 

Tel 404. 562. 2156 

Fax 404. 562. 2168 

http://www.dol.gov/ebsa/

Buying Individual Policies in Georgia

As a general rule, insurers in Georgia are permitted to reject your software for coverage primarily based on your lifes health standing. There are many all of this general rule : 

• If you might have had a minimum of 6 months of coverage underneath a gaggle plan, you'll be eligible to purchase a conversion policy. This can convert your cluster plan into a personal policy. 
• If you have a minimum of 18 months of continuous creditable coverage, the final day of which has been underneath a gaggle plan AND you might have exhausted all COBRA continuation coverage which has been obtainable to you personally, you'll qualify like a HIPAA-eligible individual. People who definitely are HIPAA-eligible are guaranteed the proper to get a personal health policy. 
• If you're undecided if you are eligible to get a personal policy or maybe a conversion policy, your insurance agent as well as Department of Insurance will help you understand.

PeachCare for Kids - the state Children's Health Insurance Program

PeachCare for Kids gives health insurance coverage for kids underneath age 19 whose family meets bound income guidelines. 

PeachCare for Kids 

Phone : 1. 877. GA. PEACH 

https://www.peachcare.org/Index.aspx

Georgia Cares

The Georgia Cares plan gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Georgia Cares 

Phone : 1. 800. 669. 8387 

http://georgia.gov/

Georgia Medicaid

Medicaid is really a government plan intended to assist the poor and indigent get health care expert products and services. Pregnant ladies and kids underneath age 19 who meet bound income requirements might be eligible for Medicaid coverage, together with aged, blind, and disabled people. For a lot of info about eligibility, call the Georgia Department of Community Health. 

Georgia Medicaid

2 Peachtree Street 

Atlanta, GA 30303 

Phone : 404. 651. 8681 

http://dch.georgia.gov/

Florida Health Insurance Information

Florida Office of Insurance Regulation

The Florida Office of Insurance Regulation is chargeable for regulating all different kinds of insurance marketed in the Florida - together with health insurance policies.

If you're hunting for health insurance coverage, they've lists of insurance agents and insurance corporations licensed to carry out business in Florida. Go right listed below to know when your insurance company is licensed to carry out business in Florida. You also can test for licensed agents right listed below.

If you're experiencing difficulty resolving a claims dispute along with your insurer, you could file a grievance using the Office of Insurance Regulation. They have an internet consumer grievance kind right listed below. 

Florida Office of Insurance Regulation

200 East Gaines Street 

Tallahassee, FL 32399 

Phone : 850. 413. 3140 

http://www.floir.com/

U. S. Department of Labor

If you will get your insurance to perform your career, your plan is likewise regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the policies that the employer should observe when giving health insurance coverage to staff - for instance, your employer can't only out a personal employee to exclude her due to plan as a result of she (or one in all her dependents) has a costly illness. Also, when there may be 20 or even more staff in your career, you need to be offered COBRA continuation coverage whenever you leave your career. The EBSA works to ensure that all in this happens and also your rights are safe.

If you might have worries concerning your employer's practices in administering your job-based health coverage - for instance, if you feel you ought to are offered COBRA continuation coverage, other then were not, or if you think you were wrongly terminated through your health plan - get in touch with your regional EBSA office.

U. S. Department of Labor Employee Benefits Security Administration 

Atlanta Regional Office (Northern Florida) 

61 Forsyth Street, SW, Suite 7B54 

Atlanta, GA 30303 

Howard Marsh - Director 

Tel 404. 562. 2156 

Fax 404. 562. 2168 

http://www.dol.gov/ebsa/

U. S. Department of Labor Employee Benefits Security Administration 

Miami District Office (South Florida) 

8040 Peters Road, Bldg H, Suite 104 

Plantation, FL 33324 

Isabel Colon - Supervisor 

Tel 954. 424. 4022 

Fax 954. 424. 0548 

http://www.dol.gov/ebsa/

Buying Individual Policies in Florida

As a general rule, insurers in Florida are permitted to reject your software for coverage based mostly on the health standing. There are many all of this general rule :

If you might have had at the very least 3 months of coverage within a cluster plan, you could be eligible to order a conversion policy. This can convert your cluster plan into a personal policy.

If you've had coverage below a personal policy or HMO, and also your coverage was terminated since the insurer became insolvent, dropped all individual coverage in Florida, or you moved from out of your policy's service space, you could be eligible to purchase a personal health insurance policy. 

If you're HIPAA-eligible other then don't qualify for the conversion policy, you're guaranteed the ideal to purchase a personal health policy. This is really a rare condition, as HIPAA-eligible people are all whoever has been coated within a cluster plan AND have exhausted all COBRA continuation coverage readily out there for them.

If you're undecided if you are eligible to purchase a personal policy or maybe a conversion policy, your insurance agent or maybe the Office of Insurance Regulation may help you know.

Florida KidCare - the state Children's Health Insurance Program

Florida KidCare gives health insurance coverage for youngsters below age 19 whose family meets bound income guidelines. 

Florida KidCare 

P. O. Box 980 

Tallahassee, FL 32302-0980 

Phone : 850. 224. 5437 

http://www.floridakidcare.org/

Florida Serving Health Insurance Needs of Elders (SHINE)

The Florida SHINE system gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Florida SHINE Program

Phone : 1. 800. 963. 5337 

Florida Medicaid 

Medicaid is really a government system created to aid the poor and indigent get health care companies. Pregnant girls and youngsters below age 19 who meet bound income requirements could be eligible for Medicaid coverage, as well as aged, blind, and disabled people. For a lot of data about eligibility, get in touch with the Department of Children and Families, Office of Economic Self Sufficiency. 

Florida Medicaid 

Phone : 866. 762. 2237 

http://www.fdhc.state.fl.us/Medicaid/index.shtml

District of Columbia Health Insurance Information

District of Columbia Department of Insurance, Securities and Banking

The District of Columbia Department of Insurance, Securities and Banking is responsible for regulating all kinds of insurance offered in the particular District of Columbia - as well as health insurance policies. 

If you're hunting for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in the particular District of Columbia. 

If you're experiencing difficulty resolving a claims dispute together with your insurer, you are able to file a grievance while using Department of Insurance, Securities and Banking.

District of Columbia Department of Insurance, Securities and Banking 

810 First Street, NE, Suite 701 

Washington, DC 20002 

Phone : 202. 727. 8000 

http://disb.dc.gov/

U. S. Department of Labor

If you obtain your insurance to perform your task, your plan is additionally regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the particular principles your employer should stick to when giving health insurance coverage to workers - for instance, your employer can not one out a personal employee to exclude her direct from plan as a result of she (or one in every of her dependents) has a costly illness. Also, in the event there will be 20 or even more workers for your task, you should offered COBRA continuation coverage if you leave your task. The EBSA works to make certain that all with this happens and also your rights are safe. 

If you will have worries about the employer's practices in administering your job-based health coverage - for instance, if you believe you must are actually offered COBRA continuation coverage, other then were not, or if you believe that will you had been wrongly terminated out of your health plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Washington District Office 

1335 East-West Highway, Suite 200 

Silver Spring, MD 20910 

Elizabeth Bond - Supervisor 

Tel 301. 713. 2000 

Fax 301. 713. 2008 

http://www.dol.gov/ebsa/

Buying Individual Policies in the particular District of Columbia

All District of Columbia residents are entitled to purchase a personal health insurance policy through Carefirst Blue Cross Blue Shield. If you're rejected because of a pre-existing situation, make sure to seek a " guaranteed issue " policy. 

DC Healthy Families - the particular state Children's Health Insurance Program

DC Healthy Families gives health insurance coverage for kids, young adult below age 19 who reside alone, pregnant ladies, and oldsters/guardians whose family meets bound income guidelines. 

DC Healthy Families 

645 H Street, NE 

Washington, DC 20002 

Phone : 888. 557. 1116 OR 202. 698. 4200 

http://doh.dc.gov/

Health Insurance Counseling Project

The Health Insurance Counseling Project gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions about any aspect of Medicare, as well as the particular new Part D prescription drug profit, or Medigap coverage. 

Health Insurance Counseling Project 

George Washington University Law School 

2136 Pennsylvania Avenue, NW 

Washington, DC 20052 

Phone : 202. 739. 0668 

http://dcoa.dc.gov/

Form more information here : http://www.law.gwu.edu/Academics/EL/clinics/insurance/Pages/About.aspx

DC Medicaid

Medicaid is really a government software created to assist the particular poor and indigent attain health care companies. Pregnant ladies and kids below age 19 who meet bound income requirements can be eligible for Medicaid coverage, together with aged, blind, and disabled people. For additional data about eligibility, get in touch with the particular District of Columbia Income Maintenance Administration. 

DC Medicaid 

Phone : 202.724.5506 

http://odr.dc.gov/book/path-community-living-resource-guide/dc-medicaid-and-medicare