Georgia Department of Insurance
The Georgia Department of Insurance is responsible for regulating all different kinds of insurance marketed in the Georgia - together with health insurance policies.
If you're searching for health insurance coverage, they have got lists of insurance agents and insurance corporations licensed to carry out business in Georgia. Go right listed below to see should your insurance company is licensed to carry out business in Georgia. You also can look at for licensed agents right listed below.
If you're having problems resolving a claims dispute together with your insurer, you are able to file a criticism using the Department of Insurance. They have an internet consumer criticism interface right listed below.
Georgia Department of Insurance
Two Martin Luther King, Jr. Drive
West Tower, Suite 704
Atlanta, Georgia 30334
Phone : 404. 656. 2070 OR 800. 656. 2298
Fax : 404. 657. 8542
U. S. Department of Labor
If you will get your insurance to perform your work, your plan is additionally regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the regulations that the employer should comply with when providing health insurance coverage to staff - for instance, your employer can't one out a personal employee to exclude her due to plan as a result of she (or one amongst her dependents) has a costly illness. Also, in the event there may be 20 or maybe more staff in your work, you need to be offered COBRA continuation coverage if you leave your work. The EBSA works to be sure that every one of this happens and also your rights are secure.
If you might have worries about the employer's practices in administering your job-based health coverage - for instance, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or you believe that you had been wrongly terminated from your lifes health plan - call your regional EBSA office.
U. S. Department of Labor Employee Benefits Security Administration
Atlanta Regional Office (Northern Georgia)
61 Forsyth Street, SW, Suite 7B54
Atlanta, GA 30303
Howard Marsh - Director
Tel 404. 562. 2156
Fax 404. 562. 2168
Buying Individual Policies in Georgia
As a general rule, insurers in Georgia are permitted to reject your software for coverage primarily based on your lifes health standing. There are many all of this general rule :
- If you might have had a minimum of 6 months of coverage underneath a gaggle plan, you'll be eligible to purchase a conversion policy. This can convert your cluster plan into a personal policy.
- If you have a minimum of 18 months of continuous creditable coverage, the final day of which has been underneath a gaggle plan AND you might have exhausted all COBRA continuation coverage which has been obtainable to you personally, you'll qualify like a HIPAA-eligible individual. People who definitely are HIPAA-eligible are guaranteed the proper to get a personal health policy.
- If you're undecided if you are eligible to get a personal policy or maybe a conversion policy, your insurance agent as well as Department of Insurance will help you understand.
PeachCare for Kids - the state Children's Health Insurance Program
PeachCare for Kids gives health insurance coverage for kids underneath age 19 whose family meets bound income guidelines.
PeachCare for Kids
Phone : 1. 877. GA. PEACH
Georgia Cares
The Georgia Cares plan gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage.
Georgia Cares
Phone : 1. 800. 669. 8387
Georgia Medicaid
Medicaid is really a government plan intended to assist the poor and indigent get health care expert products and services. Pregnant ladies and kids underneath age 19 who meet bound income requirements might be eligible for Medicaid coverage, together with aged, blind, and disabled people. For a lot of info about eligibility, call the Georgia Department of Community Health.
Georgia Medicaid
2 Peachtree Street
Atlanta, GA 30303
Phone : 404. 651. 8681
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