Hawaii Department of Commerce and Consumer Affairs - Insurance Division
The Hawaii Department of Commerce and Consumer Affairs - Insurance Division is responsible for regulating all different kinds of insurance offered in the Hawaii, together with health insurance policies.
If you're attempting to find health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Hawaii. Go in this article to verify for licensed agents or to discover if the insurance company is licensed to carry out business in Hawaii.
If you're having difficulty resolving a claims dispute together with your insurer, you are able to file a grievance while using Insurance Division. They possess a grievance type readily out there in pdf format in this article, or you are able to simply connect with (808) 586-2804 find help a type to become mailed to you personally. Instructions on what should be done as soon as you obtain the type could be found in this article.
Mailing Address : P. O. Box 3614, Honolulu, HI 96811
Office Location : King Kalakaua Building, 335 Merchant Street, Rm. 213, Honolulu, HI 96813
Phone : 808-586-2790 or 808-586-2799
Fax : 808-586-2806
U. S. Department of Labor
If you will get your insurance to perform your work, your plan can be regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the principles that the employer should abide by when providing health insurance coverage to staff - for instance, your employer can't only out a personal employee to exclude her due to plan as a result of she (or one in all her dependents) has a costly illness. Also, in case there will be 20 or maybe more staff in your work, you need to be offered COBRA continuation coverage if you leave your work. The EBSA works to be sure that all with this happens and also your rights are at ease.
If you might have worries about the employer's practices in administering your job-based health coverage -- for instance, if you believe you ought to are already offered COBRA continuation coverage, however were not, or if you think you were wrongly terminated through your health plan -- get in touch with your regional EBSA office.
Los Angeles Regional Office
1055 E Colorado Blvd., Suite 200
Pasadena, CA 91106-2341
Billy Beaver - Director
Phone : 626-229-1000
Fax : 626-229-1098
Buying Individual Policies in Hawaii
As a general rule, insurers in Hawaii are authorized to reject your software for coverage based mostly on your own health standing. However, in case you had at the very least 18 months of continuous creditable coverage, the final day of which has been within a cluster plan AND you might have exhausted all COBRA continuation coverage which has been readily out there to you personally, you'll qualify being a HIPAA-eligible individual.
Hawaii QUEST - the state Children's Health Insurance Program
Hawaii QUEST gives health insurance coverage for qualified Hawaii residents, together with youngsters beneath age 19 from families who meet bound income guidelines.
Phone : 808-587-3521 (Oahu) or get in touch with your local office
Hawaii Sage Plus
The Hawaii Sage Plus method gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage.
Phone : 808-586-7299 (Oahu) OR 888-875-9229 (neighbor islands and mainland)
Hawaii Medicaid
Medicaid is really a government method built to assist the poor and indigent get health care solutions. Pregnant ladies and youngsters beneath age 19 who meet bound income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For additional info about eligibility, get in touch with the MedQUEST Division Eligibility Office in your town.
MedQUEST Division
Phone : 808-587-3521 (Oahu) or get in touch with your local office
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