The Alabama Department of Insurance is liable for regulating all kinds of insurance bought inside the state of Alabama - as well as health insurance policies.
If you're searching for health insurance coverage, they have got lists of insurance agents and insurance corporations licensed to try and do business in Alabama.
If you're experiencing difficulty resolving a claims dispute along with your insurer, you could file a criticism while using Department of Insurance possibly by telephone or by utilizing their on-line web form.
201 Monroe Street
Suite 1700
Montgomery, AL 36104
Main Office : 334-269-3550
Consumer Services : 334-241-4141
U. S. Department of Labor
If you obtain your insurance to perform your work, your arrange is likewise regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the particular procedures that the employer should observe when giving health insurance coverage to staff - for instance, your employer can't one out a private employee to exclude her direct from arrange as a result of she (or one amongst her dependents) has a costly illness. Also, in case there may be 20 or even more staff in your work, you ought to be offered COBRA continuation coverage once you leave your work. The EBSA works to ensure that all this happens and also your rights are at ease.
If you could have worries concerning your employer's practices in administering your job-based health coverage - for instance, if you believe you must have been offered COBRA continuation coverage, other then were not, or if you believe you were wrongly terminated from the health arrange - get in touch with your regional EBSA office.
Atlanta Regional Office
61 Forsyth Street, SW, Suite 7B54
Atlanta, GA 30303
404-562-2156
Alabama Health Insurance Plan
The Alabama Health Insurance Plan (AHIP) provides coverage to " HIPAA-eligible " people. This refers to folks that have still remaining job-based cluster coverage AND have elective and totally exhausted any COBRA continuation coverage they had been offered. AHIP is intended to give you a permanent coverage possibility for individuals who will be unable to locate insurance when leaving their work and applying all the temporary coverage they have got readily out there for them.
Alabama Health Insurance Plan
334-833-5945 or 877-619-2447
Allkids - the particular state Children's Health Insurance Program
Allkids gives health insurance coverage for kids younger than 19. This application is created for teenagers whose families create an excessive amount cash to qualify for Medicaid, although not enough to simply purchase a private health insurance policy. Allkids usually prices concerning $50-100 for every kid annually - actual premium quantity may differ based mostly on family income.
201 Monroe Street, Ste. 250
Montgomery, AL 36104
P O Box 303017
Montgomery, AL 36130-3017
334-206-5568 or 888-373-5437
Alabama State Health Insurance Assistance Program (SHIP)
The Alabama SHIP application gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, as well as the particular new Part D prescription drug profit, or Medigap coverage.
Alabama Department of Senior Services
770 Washington Avenue RSA Plaza Suite 470
Montgomery, Alabama 36130
334-242-5743 or 877-425-2243
Email - ageline@adss. state. al. us
Alabama Medicaid Agency
Medicaid is really a government application created to assist the particular poor and indigent acquire health care companies. Pregnant ladies and kids beneath age 19 who meet sure income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For additional info regarding eligibility, get in touch with the particular Alabama Medicaid Agency straight on the telephone range or internet site outlined beneath.
Alabama Medicaid Agency
501 Dexter Avenue
Montgomery, AL 36104
(334) 242-5010
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