Arizona Health Insurance Information

Arizona Department of Insurance 

The Arizona Department of Insurance is responsible for regulating all kinds of insurance bought within the state of Arizona - as well as health insurance policies. They have 2 offices - one located in Phoenix and maybe located in Tucson. Either one might help, thus choose the actual office closest for you. 

If you're attempting to find health insurance coverage, they have got lists of insurance agents and insurance corporations licensed to carry out business in Arizona. 

If you're having problems resolving a claims dispute along with your insurer, you are able to file a criticism using the Department of Insurance. They have a very Health Care Appeals Request kind accessible for download. 

Arizona Department of Insurance - Phoenix Office 
2910 North 44th Street 
Suite 210 
Phoenix, AZ 85018 
Phone : (602) 364-2499 or (800) 325-2548 
http://www.id.state.az.us/
Arizona Division of Insurance - Tucson Office 
four hundred West Congress 
Suite 152 
Tucson, AZ 85701 
Phone : (520) 628-6370 or (800) 325-2548 
http://www.id.state.az.us/

U. S. Department of Labor

If you have your insurance to perform your occupation, your plan can be regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the actual policies that the employer should stick to when giving health insurance coverage to workers - as an example, your employer can not only out a personal employee to exclude her coming from the plan as a result of she (or one in all her dependents) has a costly illness. Also, in the event that there may be 20 or maybe more workers in your occupation, you need to be offered COBRA continuation coverage if you leave your occupation. The EBSA works to ensure that all in this happens and also your rights are at ease. 

If you could have worries concerning your employer's practices in administering your job-based health coverage - as an example, if you believe you must happen to be offered COBRA continuation coverage, however were not, or if you believe that will you had been wrongly terminated from your lifes health plan - make contact with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 
Los Angeles Regional Office 
1055 East Colorado Blvd., Suite 200 
Pasadena, CA 91106-2341 
Billy Beaver - Director 
Phone 626. 229. 1000 
Fax 626. 229. 1098 
http://www.dol.gov/ebsa/

Healthcare Group of Arizona

The Healthcare Group of Arizona delivers coverage to little business owners along with fifty or much less workers. This can be an possibility for self-employed people that are unable to get a personal policy as a result of preexisting conditions. In buy to qualify, you need to happen to be in business for at the very least 60 days and nights and happen to be uninsured for at the very least 6 months - or have creditable coverage from a bunch plan. 

Healthcare Group of Arizona 
700 E. Jefferson St., #200 
Phoenix, AZ 85034 
Phone : (602) 417-6755 or (800) 247-2289 
http://www.healthcaregroupaz.com/Default.aspx

Buying Individual Policies in Arizona

Unfortunately, Arizona law enables insurers to reject applicants for obtaining preexisting medical conditions - UNLESS they're " HIPAA-eligible " people. " HIPAA eligible " people are people that have still remaining job-based cluster coverage AND have elective and totally exhausted any COBRA or state-operated continuation coverage these folks were offered. HIPAA eligibility no more than lasts for 63 days and nights following the day COBRA coverage expired. If you're " HIPAA eligible ", insurers should provide you at the very least 2 totally different individual policies to choose from. For additional data about HIPAA policies, make contact with the actual Arizona Department of Insurance. 

KidsCare - the actual state Children's Health Insurance Program 

KidsCare gives health insurance coverage for kids age 18 or younger whose family meets sure income guidelines. KidsCare is incredibly economical - smaller than $25 for every month for one kid, and smaller than $35 for every month regardless how several kids you could have. 

KidsCare 
920 E. Madison 
MD 500 
Phoenix, Arizona 85034 
http://www.kidscare.state.az.us/