Wednesday, March 19, 2014

Colorado Health Insurance Information

Colorado Division of Insurance

The Colorado Division of Insurance is responsible for regulating all kinds of insurance bought in the state of Colorado - together with health insurance policies. 

If you're hunting for health insurance coverage, they have got lists of insurance agents and insurance firms licensed there is to do business in Colorado. Go to this link to discover if the insurance company or agent is licensed in Colorado. 

If you're having problems resolving a claims dispute with the insurer, you are able to file a grievance using the Insurance Department. An on-line grievance kind could be found at this link


Colorado Division of Insurance 
1560 Broadway, Suite 850 
Denver, CO 80202 
Phone : 303. 894. 7499 OR 800. 930. 3745 

U. S. Department of Labor

If you have your insurance over your career, your plan is likewise regulated via the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the guidelines that the employer should observe when providing health insurance coverage to staff - as an example, your employer can't only out a private employee to exclude her due to plan as a result of she (or one amongst her dependents) has a costly illness. Also, in case there will be 20 or maybe more staff in your career, you should offered COBRA continuation coverage if you leave your career. The EBSA works to make certain that all this happens and also your rights are at ease. 

If you've worries about the employer's practices in administering your job-based health coverage - as an example, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or if you think which you had been wrongly terminated from health status plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 
Kansas City Regional Office 
1100 Main Street, Suite 1200 
Kansas City, MO 64105-5148 
Steve Eischen - Director 
Tel 816. 426. 5131 
Fax 816. 426. 5511 

CoverColorado

CoverColorado gives coverage to people that have been rejected for individual policies as a result of preexisting health conditions. For additional information on CoverColorado eligibility requirements, get in touch with CoverColorado by telephone or stop by their web page

CoverColorado
425 S. Cherry St. Suite 160 
Glendale, CO 80246 
Phone : 877. 461. 3811 

Buying Individual Policies in Colorado

Unfortunately, Colorado law enables insurers providing individual policies to reject applicants for obtaining preexisting medical conditions. CoverColorado is needed to settle for applicants along with preexisting medical conditions, in addition to " HIPAA-eligible " people. " HIPAA-eligible " people are anyone who has still remaining cluster health coverage AND absolutely exhausted all COBRA or state continuation coverage for which they're eligible. 

Colorado Child Health Plan Plus (CHP+) - the state Children's Health Insurance Program

CHP+ gives health insurance coverage for kids age 18 and beneath and pregnant ladies whose family meets sure income guidelines. Premiums are quite affordable - as low as $25/year. 

CHP+ 
P. O. Box 929 
Denver, CO 80201-0929 
Phone : 800. 359. 1991 

Colorado Senior Health Insurance Assistance Program (SHIP)

The Colorado Senior Health Insurance Assistance Program gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Colorado Senior Health Insurance Assistance Program 
Phone : 888. 696. 7213 

Colorado Medicaid

Medicaid is really a government software made to assist the poor and indigent get health care providers. Pregnant ladies and kids beneath age 19 who meet sure income requirements might be eligible for Medicaid coverage, together with aged, blind, and disabled people. For additional data about eligibility, stop by the Colorado Medicaid Eligibility website.. 

Colorado Department of Health Care Policy and Financing 
1570 Grant Street 
Denver, CO 80203 

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