Wednesday, March 26, 2014

Connecticut Health Insurance Information

Connecticut Insurance Department

Connecticut Insurance Department
The Connecticut Insurance Department is responsible for regulating all kinds of insurance bought in the state of Connecticut - as well as health insurance policies. 

If you're searching for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Connecticut. Go in this article to discover if the insurance company or agent is licensed in Connecticut. 

If you're having difficulty resolving a claims dispute with the insurer, you could file a grievance using the Insurance Department. You could download a consumer grievance kind in this article

Connecticut Insurance Department 
153 Market Street 
Hartford, CT 06103 
Phone : 800. 203. 3447 
http://www.ct.gov/cid/site/default.asp

U. S. Department of Labor

If you have your insurance to perform your task, your plan can be regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the procedures your employer should comply with when providing health insurance coverage to workers - as an example, your employer can not one out a personal employee to exclude her due to plan as a result of she (or one in every of her dependents) has a costly illness. Also, in the event that there may be 20 or even more workers in your task, you should offered COBRA continuation coverage whenever you leave your task. The EBSA works to be sure that most of this happens and also your rights are safe. 

If you've worries about the employer's practices in administering your job-based health coverage - as an example, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or you believe that you had been wrongly terminated from your own health plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 
Boston Regional Office 
J. F. K. Building, Room 575 
Boston, MA 02203 
James Benages - Director 
Tel 617. 565. 9600 
Fax 617. 565. 9666 
http://www.dol.gov/ebsa/

Connecticut Health Reinsurance Association

The Connecticut Health Reinsurance Association (HRA) gives coverage to people who are actually rejected for individual policies due to preexisting health conditions. HRA conjointly covers “HIPAA eligible individuals” that have still remaining cluster health coverage AND totally exhausted all COBRA or state continuation coverage for which they're eligible. For more details on HRA eligibility requirements, contact the HRA by phone or visit their website.

Connecticut Health Reinsurance Association 
100 Great Meadow Road, Suite 704 
Wethersfield, CT 06109 
Phone : 1. 800. 842. 0004 
http://www.hract.org/hra/index.htm

Buying Individual Policies in Connecticut

Unfortunately, Connecticut law enables insurers providing individual policies to reject applicants for acquiring preexisting medical conditions. The Connecticut Health Reinsurance Association is necessary to settle for applicants along with preexisting medical conditions, in addition to " HIPAA-eligible " people. " HIPAA-eligible " people are individuals who have still remaining cluster health coverage AND totally exhausted all COBRA or state continuation coverage for which they're eligible. 

Connecticut HUSKY Plan - the state Children's Health Insurance Program

HUSKY gives health insurance coverage for youngsters below age 19 whose family meets sure income guidelines. In addition, folks, relatives, caregivers, and pregnant girls could also qualify for HUSKY coverage. 

Connecticut HUSKY Plan 
P. O. Box 280747 
East Hartford, CT 06108 
Phone : 877. CT. HUSKY 
http://www.huskyhealth.com/

Connecticut CHOICES Program

The Connecticut CHOICES Program gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, as well as the new Part D prescription drug profit, or Medigap coverage. 

Connecticut CHOICES Program 
Phone : 800. 994. 9422 
http://www.medicareadvocacy.org/CHOICES/ChoicesHome.htm

Connecticut Medicaid

Medicaid is really a government software intended to help you the poor and indigent attain health care expert products and services. Pregnant girls and youngsters below age 19 who meet sure income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For additional info about eligibility, get in touch with your local Department of Social Services office. You could also realize more Connecticut Medicaid by downloading a brochure in this article


Connecticut Department of Social Services 
25 Sigourney Street 
Hartford, CT 06106-5033 
http://www.ct.gov/dss/cwp/view.asp?a=2353&q=305218

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