Idaho Health Insurance Information

Idaho Department of Insurance

The Idaho Department of Insurance is responsible for regulating all different kinds of insurance marketed in the Idaho - together with health insurance policies. 

If you're hunting for health insurance coverage, they have got lists of insurance agents and insurance corporations licensed there is to do business in Idaho. Go to this article to envision for licensed agents or to see in the event your insurance company is licensed there is to do business in Idaho. 

If you're having problems resolving a claims dispute together with your insurer, you are able to call the Department of Insurance by telephone and inquire to speak using a Consumer Affairs Officer. You may additionally file a criticism in producing - directions for doing it might be found in this article. 

Idaho Department of Insurance

700 West State Street 

P. O. Box 83720

Boise, ID 83720-0043 

Phone : 208-334-4250 

Fax : 208-334-4398

U. S. Department of Labor

If you obtain your insurance to perform your career, your plan is additionally regulated via the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the principles your employer should comply with when providing health insurance coverage to workers - for instance, your employer can't only out a personal employee to exclude her coming from the plan as a result of she (or one among her dependents) has a costly illness. Also, in the event there will be 20 or maybe more workers at the career, you should offered COBRA continuation coverage once you leave your career. The EBSA works to ensure that all this happens and also your rights are at ease. 

If you will have worries about the employer's practices in administering your job-based health coverage - for instance, if you feel you must have already been offered COBRA continuation coverage, however were not, or if you believe that will you had been wrongly terminated from your lifes health plan - call your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration

Seattle District Office 

1111 Third Avenue, Suite 860 

Seattle, WA 98101-3212 

Duane Peterson - Supervisor 

Tel 206-553-4246 

Fax 206-553-0913

Buying Individual Policies in Idaho

As a general rule, insurers in Idaho are authorized to reject your software for coverage based mostly on your lifes health standing. However, when you had at the very least 18 months of continuous creditable coverage, the past day of that was below a gaggle plan AND you will have exhausted all COBRA continuation coverage that was readily out there for you, you'll qualify being a HIPAA-eligible individual. People who definitely are HIPAA-eligible are guaranteed the ideal to get a personal health policy. If you're undecided even if eligible to get a personal policy below HIPAA, your insurance agent as well as Department of Insurance will help you know. 

Idaho Children's Health Insurance

Idaho gives coverage for youngsters in 2 methods : possibly with the Medicaid software, or with all the Access Card for Children. The Medicaid software is explained in more detail in the bottom with this page, and it is intended to include youngsters from families whose income falls in or down below 133% on the federal poverty guidelines. The Access Card for Children gives health insurance premium payment assistance for youngsters from families along with an income between 133% and 185% on the federal poverty guidelines. Both programs are operated through Idaho Health & Welfare. Please call your native Idaho Health & Welfare Office for a lot of data and an software. 

Idaho Access Card for Children

Phone : 866-326-2485 

Email : APSPortal@dhw. idaho. gov 

Idaho Senior Health Insurance Benefit Advisors Program (SHIBA)

The Idaho SHIBA software gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Idaho Senior Health Insurance Benefit Advisors Program

Phone : 800-247-4422 

Idaho Medicaid

Medicaid is really a government software created to help you the poor and indigent acquire health care providers. Pregnant ladies and youngsters below age 19 who meet bound income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For a lot of data about eligibility, call your native Idaho Health & Welfare Office.

Idaho Medicaid

Phone : 211 or 800-926-2588

Hawaii Health Insurance Information

Hawaii Department of Commerce and Consumer Affairs - Insurance Division

The Hawaii Department of Commerce and Consumer Affairs - Insurance Division is responsible for regulating all different kinds of insurance offered in the Hawaii, together with health insurance policies. 

If you're attempting to find health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Hawaii. Go in this article to verify for licensed agents or to discover if the insurance company is licensed to carry out business in Hawaii. 

If you're having difficulty resolving a claims dispute together with your insurer, you are able to file a grievance while using Insurance Division. They possess a grievance type readily out there in pdf format in this article, or you are able to simply connect with (808) 586-2804 find help a type to become mailed to you personally. Instructions on what should be done as soon as you obtain the type could be found in this article. 

Hawaii Department of Commerce and Consumer Affairs - Insurance Division

Mailing Address : P. O. Box 3614, Honolulu, HI 96811 

Office Location : King Kalakaua Building, 335 Merchant Street, Rm. 213, Honolulu, HI 96813 

Phone : 808-586-2790 or 808-586-2799 

Fax : 808-586-2806 

U. S. Department of Labor

If you will get your insurance to perform your work, your plan can be regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the principles that the employer should abide by when providing health insurance coverage to staff - for instance, your employer can't only out a personal employee to exclude her due to plan as a result of she (or one in all her dependents) has a costly illness. Also, in case there will be 20 or maybe more staff in your work, you need to be offered COBRA continuation coverage if you leave your work. The EBSA works to be sure that all with this happens and also your rights are at ease. 

If you might have worries about the employer's practices in administering your job-based health coverage -- for instance, if you believe you ought to are already offered COBRA continuation coverage, however were not, or if you think you were wrongly terminated through your health plan -- get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration

Los Angeles Regional Office 

1055 E Colorado Blvd., Suite 200 

Pasadena, CA 91106-2341 

Billy Beaver - Director 

Phone : 626-229-1000 

Fax : 626-229-1098 

Buying Individual Policies in Hawaii

As a general rule, insurers in Hawaii are authorized to reject your software for coverage based mostly on your own health standing. However, in case you had at the very least 18 months of continuous creditable coverage, the final day of which has been within a cluster plan AND you might have exhausted all COBRA continuation coverage which has been readily out there to you personally, you'll qualify being a HIPAA-eligible individual.

People who will be HIPAA-eligible are guaranteed the very best to purchase a personal health policy. If you're unsure it doesn't matter if you are eligible to purchase a personal policy beneath HIPAA, your insurance agent as well as Insurance Division will help you understand. 

Hawaii QUEST - the state Children's Health Insurance Program

Hawaii QUEST gives health insurance coverage for qualified Hawaii residents, together with youngsters beneath age 19 from families who meet bound income guidelines.

Hawaii Quest

Phone : 808-587-3521 (Oahu) or get in touch with your local office

Hawaii Sage Plus

The Hawaii Sage Plus method gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Hawaii Sage Plus

Phone : 808-586-7299 (Oahu) OR 888-875-9229 (neighbor islands and mainland) 

Hawaii Medicaid

Medicaid is really a government method built to assist the poor and indigent get health care solutions. Pregnant ladies and youngsters beneath age 19 who meet bound income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For additional info about eligibility, get in touch with the MedQUEST Division Eligibility Office in your town. 

Hawaii Medicaid

MedQUEST Division 

Phone : 808-587-3521 (Oahu) or get in touch with your local office

Georgia Health Insurance Information

Georgia Department of Insurance

The Georgia Department of Insurance is responsible for regulating all different kinds of insurance marketed in the Georgia - together with health insurance policies. 

If you're searching for health insurance coverage, they have got lists of insurance agents and insurance corporations licensed to carry out business in Georgia. Go right listed below to see should your insurance company is licensed to carry out business in Georgia. You also can look at for licensed agents right listed below. 

If you're having problems resolving a claims dispute together with your insurer, you are able to file a criticism using the Department of Insurance. They have an internet consumer criticism interface right listed below. 

Georgia Department of Insurance

Two Martin Luther King, Jr. Drive 

West Tower, Suite 704 

Atlanta, Georgia 30334 

Phone : 404. 656. 2070 OR 800. 656. 2298 

Fax : 404. 657. 8542 

http://www.gainsurance.org/home.aspx

U. S. Department of Labor

If you will get your insurance to perform your work, your plan is additionally regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the regulations that the employer should comply with when providing health insurance coverage to staff - for instance, your employer can't one out a personal employee to exclude her due to plan as a result of she (or one amongst her dependents) has a costly illness. Also, in the event there may be 20 or maybe more staff in your work, you need to be offered COBRA continuation coverage if you leave your work. The EBSA works to be sure that every one of this happens and also your rights are secure. 

If you might have worries about the employer's practices in administering your job-based health coverage - for instance, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or you believe that you had been wrongly terminated from your lifes health plan - call your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Atlanta Regional Office (Northern Georgia) 

61 Forsyth Street, SW, Suite 7B54 

Atlanta, GA 30303 

Howard Marsh - Director 

Tel 404. 562. 2156 

Fax 404. 562. 2168 

http://www.dol.gov/ebsa/

Buying Individual Policies in Georgia

As a general rule, insurers in Georgia are permitted to reject your software for coverage primarily based on your lifes health standing. There are many all of this general rule : 

• If you might have had a minimum of 6 months of coverage underneath a gaggle plan, you'll be eligible to purchase a conversion policy. This can convert your cluster plan into a personal policy. 
• If you have a minimum of 18 months of continuous creditable coverage, the final day of which has been underneath a gaggle plan AND you might have exhausted all COBRA continuation coverage which has been obtainable to you personally, you'll qualify like a HIPAA-eligible individual. People who definitely are HIPAA-eligible are guaranteed the proper to get a personal health policy. 
• If you're undecided if you are eligible to get a personal policy or maybe a conversion policy, your insurance agent as well as Department of Insurance will help you understand.

PeachCare for Kids - the state Children's Health Insurance Program

PeachCare for Kids gives health insurance coverage for kids underneath age 19 whose family meets bound income guidelines. 

PeachCare for Kids 

Phone : 1. 877. GA. PEACH 

https://www.peachcare.org/Index.aspx

Georgia Cares

The Georgia Cares plan gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Georgia Cares 

Phone : 1. 800. 669. 8387 

http://georgia.gov/

Georgia Medicaid

Medicaid is really a government plan intended to assist the poor and indigent get health care expert products and services. Pregnant ladies and kids underneath age 19 who meet bound income requirements might be eligible for Medicaid coverage, together with aged, blind, and disabled people. For a lot of info about eligibility, call the Georgia Department of Community Health. 

Georgia Medicaid

2 Peachtree Street 

Atlanta, GA 30303 

Phone : 404. 651. 8681 

http://dch.georgia.gov/

Florida Health Insurance Information

Florida Office of Insurance Regulation

The Florida Office of Insurance Regulation is chargeable for regulating all different kinds of insurance marketed in the Florida - together with health insurance policies.

If you're hunting for health insurance coverage, they've lists of insurance agents and insurance corporations licensed to carry out business in Florida. Go right listed below to know when your insurance company is licensed to carry out business in Florida. You also can test for licensed agents right listed below.

If you're experiencing difficulty resolving a claims dispute along with your insurer, you could file a grievance using the Office of Insurance Regulation. They have an internet consumer grievance kind right listed below. 

Florida Office of Insurance Regulation

200 East Gaines Street 

Tallahassee, FL 32399 

Phone : 850. 413. 3140 

http://www.floir.com/

U. S. Department of Labor

If you will get your insurance to perform your career, your plan is likewise regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the policies that the employer should observe when giving health insurance coverage to staff - for instance, your employer can't only out a personal employee to exclude her due to plan as a result of she (or one in all her dependents) has a costly illness. Also, when there may be 20 or even more staff in your career, you need to be offered COBRA continuation coverage whenever you leave your career. The EBSA works to ensure that all in this happens and also your rights are safe.

If you might have worries concerning your employer's practices in administering your job-based health coverage - for instance, if you feel you ought to are offered COBRA continuation coverage, other then were not, or if you think you were wrongly terminated through your health plan - get in touch with your regional EBSA office.

U. S. Department of Labor Employee Benefits Security Administration 

Atlanta Regional Office (Northern Florida) 

61 Forsyth Street, SW, Suite 7B54 

Atlanta, GA 30303 

Howard Marsh - Director 

Tel 404. 562. 2156 

Fax 404. 562. 2168 

http://www.dol.gov/ebsa/

U. S. Department of Labor Employee Benefits Security Administration 

Miami District Office (South Florida) 

8040 Peters Road, Bldg H, Suite 104 

Plantation, FL 33324 

Isabel Colon - Supervisor 

Tel 954. 424. 4022 

Fax 954. 424. 0548 

http://www.dol.gov/ebsa/

Buying Individual Policies in Florida

As a general rule, insurers in Florida are permitted to reject your software for coverage based mostly on the health standing. There are many all of this general rule :

If you might have had at the very least 3 months of coverage within a cluster plan, you could be eligible to order a conversion policy. This can convert your cluster plan into a personal policy.

If you've had coverage below a personal policy or HMO, and also your coverage was terminated since the insurer became insolvent, dropped all individual coverage in Florida, or you moved from out of your policy's service space, you could be eligible to purchase a personal health insurance policy. 

If you're HIPAA-eligible other then don't qualify for the conversion policy, you're guaranteed the ideal to purchase a personal health policy. This is really a rare condition, as HIPAA-eligible people are all whoever has been coated within a cluster plan AND have exhausted all COBRA continuation coverage readily out there for them.

If you're undecided if you are eligible to purchase a personal policy or maybe a conversion policy, your insurance agent or maybe the Office of Insurance Regulation may help you know.

Florida KidCare - the state Children's Health Insurance Program

Florida KidCare gives health insurance coverage for youngsters below age 19 whose family meets bound income guidelines. 

Florida KidCare 

P. O. Box 980 

Tallahassee, FL 32302-0980 

Phone : 850. 224. 5437 

http://www.floridakidcare.org/

Florida Serving Health Insurance Needs of Elders (SHINE)

The Florida SHINE system gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Florida SHINE Program

Phone : 1. 800. 963. 5337 

Florida Medicaid 

Medicaid is really a government system created to aid the poor and indigent get health care companies. Pregnant girls and youngsters below age 19 who meet bound income requirements could be eligible for Medicaid coverage, as well as aged, blind, and disabled people. For a lot of data about eligibility, get in touch with the Department of Children and Families, Office of Economic Self Sufficiency. 

Florida Medicaid 

Phone : 866. 762. 2237 

http://www.fdhc.state.fl.us/Medicaid/index.shtml

District of Columbia Health Insurance Information

District of Columbia Department of Insurance, Securities and Banking

The District of Columbia Department of Insurance, Securities and Banking is responsible for regulating all kinds of insurance offered in the particular District of Columbia - as well as health insurance policies. 

If you're hunting for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in the particular District of Columbia. 

If you're experiencing difficulty resolving a claims dispute together with your insurer, you are able to file a grievance while using Department of Insurance, Securities and Banking.

District of Columbia Department of Insurance, Securities and Banking 

810 First Street, NE, Suite 701 

Washington, DC 20002 

Phone : 202. 727. 8000 

http://disb.dc.gov/

U. S. Department of Labor

If you obtain your insurance to perform your task, your plan is additionally regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the particular principles your employer should stick to when giving health insurance coverage to workers - for instance, your employer can not one out a personal employee to exclude her direct from plan as a result of she (or one in every of her dependents) has a costly illness. Also, in the event there will be 20 or even more workers for your task, you should offered COBRA continuation coverage if you leave your task. The EBSA works to make certain that all with this happens and also your rights are safe. 

If you will have worries about the employer's practices in administering your job-based health coverage - for instance, if you believe you must are actually offered COBRA continuation coverage, other then were not, or if you believe that will you had been wrongly terminated out of your health plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Washington District Office 

1335 East-West Highway, Suite 200 

Silver Spring, MD 20910 

Elizabeth Bond - Supervisor 

Tel 301. 713. 2000 

Fax 301. 713. 2008 

http://www.dol.gov/ebsa/

Buying Individual Policies in the particular District of Columbia

All District of Columbia residents are entitled to purchase a personal health insurance policy through Carefirst Blue Cross Blue Shield. If you're rejected because of a pre-existing situation, make sure to seek a " guaranteed issue " policy. 

DC Healthy Families - the particular state Children's Health Insurance Program

DC Healthy Families gives health insurance coverage for kids, young adult below age 19 who reside alone, pregnant ladies, and oldsters/guardians whose family meets bound income guidelines. 

DC Healthy Families 

645 H Street, NE 

Washington, DC 20002 

Phone : 888. 557. 1116 OR 202. 698. 4200 

http://doh.dc.gov/

Health Insurance Counseling Project

The Health Insurance Counseling Project gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions about any aspect of Medicare, as well as the particular new Part D prescription drug profit, or Medigap coverage. 

Health Insurance Counseling Project 

George Washington University Law School 

2136 Pennsylvania Avenue, NW 

Washington, DC 20052 

Phone : 202. 739. 0668 

http://dcoa.dc.gov/

Form more information here : http://www.law.gwu.edu/Academics/EL/clinics/insurance/Pages/About.aspx

DC Medicaid

Medicaid is really a government software created to assist the particular poor and indigent attain health care companies. Pregnant ladies and kids below age 19 who meet bound income requirements can be eligible for Medicaid coverage, together with aged, blind, and disabled people. For additional data about eligibility, get in touch with the particular District of Columbia Income Maintenance Administration. 

DC Medicaid 

Phone : 202.724.5506 

http://odr.dc.gov/book/path-community-living-resource-guide/dc-medicaid-and-medicare

Delaware Health Insurance Information

Delaware Department of Insurance

The Delaware Department of Insurance is responsible for regulating all different kinds of insurance marketed in the state of Delaware - as well as health insurance policies. 

If you're searching for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Delaware. Go right listed below to know in the event your insurance company or agent is licensed to carry out business in Delaware. 

If you're having difficulty resolving a claims dispute along with your insurer, you are able to file a criticism while using Department of Insurance. They have a web consumer criticism kind right listed below. 

Delaware Department of Insurance 

841 Silver Lake Blvd. 

Dover, DE 19904 

Phone : 800. 282. 8611 or 302. 674. 7310 

Email : consumer@deins.state.de.us 

http://www.state.de.us/inscom/default.shtml

U. S. Department of Labor

If you have your insurance to perform your position, your plan is likewise regulated through the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the regulations your employer should adhere to when giving health insurance coverage to workers - for instance, your employer can't one out a personal employee to exclude her due to plan as a result of she (or one in every of her dependents) has a costly illness. Also, in case there may be 20 or maybe more workers at the position, you ought to be offered COBRA continuation coverage if you leave your position. The EBSA works to be sure that all this happens and also your rights are at ease. 

If you will have worries concerning your employer's practices in administering your job-based health coverage - for instance, if you feel you must are offered COBRA continuation coverage, however were not, or if you think in which you had been wrongly terminated from health status plan - make contact with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Philadelphia Regional Office 

Curtis Center 

170 S Independence Mall West, Suite 870 West 

Philadelphia, PA 19106-3317 

Mabel Capolongo - Director 

Phone : 215. 861. 5300 

Fax : 215. 861. 5347 

http://www.dol.gov/ebsa/

Buying Individual Policies in Delaware

Unfortunately, Delaware law enables insurers giving individual policies to reject applicants for acquiring preexisting medical conditions. However, all "HIPAA-eligible" people are guaranteed the proper to purchase a personal policy regardless of these health standing. "HIPAA eligible" people are anyone who has still remaining cluster health coverage AND absolutely exhausted all COBRA or state continuation coverage for which they're eligible. 

Delaware Healthy Children - the state Children's Health Insurance Program

Delaware Healthy Children gives health insurance coverage for youngsters beneath age 19 whose family meets sure income guidelines. 

Delaware Healthy Children 

The Division of Social Services 

The Lewis Building 

1901 N. Du Pont Hwy. 

P. O. Box 906 

New Castle, DE 19720 

Phone : 800. 372. 2022 or 302. 255. 9500 

Email : dhssinfo@state.de.us 

http://www.dhss.delaware.gov/dhss/dss/dhcpqualify.html

ELDERInfo

The Delaware ELDERInfo Program gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, as well as the new Part D prescription drug profit, or Medigap coverage. 

ELDERInfo 

Phone : 800. 336. 9500 

http://www.state.de.us/inscom/departments/elder/eldindex.shtml

Delaware Medicaid

Medicaid is really a government plan created to assist the poor and indigent acquire health care solutions. Pregnant ladies and youngsters beneath age 19 who meet sure income requirements could be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For a lot of data about eligibility, make contact with the Delaware Division of Social Services office.

Delaware Division of Social Services 

The Lewis Building 

1901 N. Du Pont Hwy. 

P. O. Box 906 

New Castle, DE 19720 

Phone : 800. 372. 2022 or 302. 255. 9500 

Email : dhssinfo@state.de.us 

http://www.dhss.delaware.gov/dhss/dss/medicaid.html

Connecticut Health Insurance Information

Connecticut Insurance Department

The Connecticut Insurance Department is responsible for regulating all kinds of insurance bought in the state of Connecticut - as well as health insurance policies. 

If you're searching for health insurance coverage, they've lists of insurance agents and insurance firms licensed to carry out business in Connecticut. Go in this article to discover if the insurance company or agent is licensed in Connecticut. 

If you're having difficulty resolving a claims dispute with the insurer, you could file a grievance using the Insurance Department. You could download a consumer grievance kind in this article. 

Connecticut Insurance Department 
153 Market Street 
Hartford, CT 06103 
Phone : 800. 203. 3447 
http://www.ct.gov/cid/site/default.asp

U. S. Department of Labor

If you have your insurance to perform your task, your plan can be regulated from the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They build and enforce the procedures your employer should comply with when providing health insurance coverage to workers - as an example, your employer can not one out a personal employee to exclude her due to plan as a result of she (or one in every of her dependents) has a costly illness. Also, in the event that there may be 20 or even more workers in your task, you should offered COBRA continuation coverage whenever you leave your task. The EBSA works to be sure that most of this happens and also your rights are safe. 

If you've worries about the employer's practices in administering your job-based health coverage - as an example, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or you believe that you had been wrongly terminated from your own health plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 
Boston Regional Office 
J. F. K. Building, Room 575 
Boston, MA 02203 
James Benages - Director 
Tel 617. 565. 9600 
Fax 617. 565. 9666 
http://www.dol.gov/ebsa/

Connecticut Health Reinsurance Association

The Connecticut Health Reinsurance Association (HRA) gives coverage to people who are actually rejected for individual policies due to preexisting health conditions. HRA conjointly covers “HIPAA eligible individuals” that have still remaining cluster health coverage AND totally exhausted all COBRA or state continuation coverage for which they're eligible. For more details on HRA eligibility requirements, contact the HRA by phone or visit their website.

Connecticut Health Reinsurance Association 
100 Great Meadow Road, Suite 704 
Wethersfield, CT 06109 
Phone : 1. 800. 842. 0004 
http://www.hract.org/hra/index.htm

Buying Individual Policies in Connecticut

Unfortunately, Connecticut law enables insurers providing individual policies to reject applicants for acquiring preexisting medical conditions. The Connecticut Health Reinsurance Association is necessary to settle for applicants along with preexisting medical conditions, in addition to " HIPAA-eligible " people. " HIPAA-eligible " people are individuals who have still remaining cluster health coverage AND totally exhausted all COBRA or state continuation coverage for which they're eligible. 

Connecticut HUSKY Plan - the state Children's Health Insurance Program

HUSKY gives health insurance coverage for youngsters below age 19 whose family meets sure income guidelines. In addition, folks, relatives, caregivers, and pregnant girls could also qualify for HUSKY coverage. 

Connecticut HUSKY Plan 
P. O. Box 280747 
East Hartford, CT 06108 
Phone : 877. CT. HUSKY 
http://www.huskyhealth.com/

Connecticut CHOICES Program

The Connecticut CHOICES Program gives totally free of charge one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, as well as the new Part D prescription drug profit, or Medigap coverage. 

Connecticut CHOICES Program 
Phone : 800. 994. 9422 
http://www.medicareadvocacy.org/CHOICES/ChoicesHome.htm

Connecticut Medicaid

Medicaid is really a government software intended to help you the poor and indigent attain health care expert products and services. Pregnant girls and youngsters below age 19 who meet sure income requirements can be eligible for Medicaid coverage, in addition to aged, blind, and disabled people. For additional info about eligibility, get in touch with your local Department of Social Services office. You could also realize more Connecticut Medicaid by downloading a brochure in this article. 

Connecticut Department of Social Services 
25 Sigourney Street 
Hartford, CT 06106-5033 
http://www.ct.gov/dss/cwp/view.asp?a=2353&q=305218

Colorado Health Insurance Information

Colorado Division of Insurance

The Colorado Division of Insurance is responsible for regulating all kinds of insurance bought in the state of Colorado - together with health insurance policies. 

If you're hunting for health insurance coverage, they have got lists of insurance agents and insurance firms licensed there is to do business in Colorado. Go to this link to discover if the insurance company or agent is licensed in Colorado. 

If you're having problems resolving a claims dispute with the insurer, you are able to file a grievance using the Insurance Department. An on-line grievance kind could be found at this link. 

Colorado Division of Insurance 

1560 Broadway, Suite 850 

Denver, CO 80202 

Phone : 303. 894. 7499 OR 800. 930. 3745 

http://www.dora.state.co.us/insurance/

U. S. Department of Labor

If you have your insurance over your career, your plan is likewise regulated via the U. S. Department of Labor's Employee Benefits Security Administration (EBSA). They create and enforce the guidelines that the employer should observe when providing health insurance coverage to staff - as an example, your employer can't only out a private employee to exclude her due to plan as a result of she (or one amongst her dependents) has a costly illness. Also, in case there will be 20 or maybe more staff in your career, you should offered COBRA continuation coverage if you leave your career. The EBSA works to make certain that all this happens and also your rights are at ease. 

If you've worries about the employer's practices in administering your job-based health coverage - as an example, if you feel you ought to are actually offered COBRA continuation coverage, other then were not, or if you think which you had been wrongly terminated from health status plan - get in touch with your regional EBSA office. 

U. S. Department of Labor Employee Benefits Security Administration 

Kansas City Regional Office 

1100 Main Street, Suite 1200 

Kansas City, MO 64105-5148 

Steve Eischen - Director 

Tel 816. 426. 5131 

Fax 816. 426. 5511 

http://www.dol.gov/ebsa/

CoverColorado

CoverColorado gives coverage to people that have been rejected for individual policies as a result of preexisting health conditions. For additional information on CoverColorado eligibility requirements, get in touch with CoverColorado by telephone or stop by their web page. 

CoverColorado

425 S. Cherry St. Suite 160 

Glendale, CO 80246 

Phone : 877. 461. 3811 

http://www.covercolorado.org/Pages/default.aspx

Buying Individual Policies in Colorado

Unfortunately, Colorado law enables insurers providing individual policies to reject applicants for obtaining preexisting medical conditions. CoverColorado is needed to settle for applicants along with preexisting medical conditions, in addition to " HIPAA-eligible " people. " HIPAA-eligible " people are anyone who has still remaining cluster health coverage AND absolutely exhausted all COBRA or state continuation coverage for which they're eligible. 

Colorado Child Health Plan Plus (CHP+) - the state Children's Health Insurance Program

CHP+ gives health insurance coverage for kids age 18 and beneath and pregnant ladies whose family meets sure income guidelines. Premiums are quite affordable - as low as $25/year. 

CHP+ 

P. O. Box 929 

Denver, CO 80201-0929 

Phone : 800. 359. 1991 

http://www.cchp.org/

Colorado Senior Health Insurance Assistance Program (SHIP)

The Colorado Senior Health Insurance Assistance Program gives costabsolutely no cost one-on-one counseling for Medicare beneficiaries along with questions on any aspect of Medicare, together with the new Part D prescription drug profit, or Medigap coverage. 

Colorado Senior Health Insurance Assistance Program 

Phone : 888. 696. 7213 

http://www.dora.state.co.us/insurance/senior/senior.htm

Colorado Medicaid

Medicaid is really a government software made to assist the poor and indigent get health care providers. Pregnant ladies and kids beneath age 19 who meet sure income requirements might be eligible for Medicaid coverage, together with aged, blind, and disabled people. For additional data about eligibility, stop by the Colorado Medicaid Eligibility website.. 

Colorado Department of Health Care Policy and Financing 

1570 Grant Street 

Denver, CO 80203 

http://www.chcpf.state.co.us/